MO · No general homestead exemption

Missouri homestead exemption

No.

Main exemption: No general exemptionReal estate taxes paid by eligible seniors, 100% disabled people and some surviving spouses who owned and lived in their home
Filing deadline: April 15
Own and live there by: Not in our data
Renewal: Must reapply
Where to file: Missouri Department of Revenue (mail Form MO-PTC, or attach Form MO-PTS to your MO-1040)

No. Missouri has no general homestead exemption; its main relief is the Property Tax Credit ("circuit breaker"), worth up to $1,100 for homeowners who are 65+, 100% disabled, or 60+ surviving spouses with income limits. Some counties also offer a local tax freeze for owners 62 and older. File Form MO-PTC (or MO-PTS with your income tax return) with the Missouri Department of Revenue by April 15.

Last verified November 4, 2026 · Sources

How much the Missouri exemption is worth

Missouri has no general homestead exemption for all homeowners. The relief that does exist is described below.

The credit is up to $1,100 for owners and $750 for renters. The actual amount depends on taxes or rent paid and total household income.

$1,100 tax credit · applies to real estate taxes paid by eligible seniors, 100% disabled people and some surviving spouses who owned and lived in their home · source

Who qualifies

You or your spouse were 65+ by December 31 and a Missouri resident all year, or are 100% disabled, or are 60+ and receive surviving spouse Social Security benefits
Full-year owners: total household income of $30,000 or less if single, or $34,000 or less if married filing combined
You paid real estate taxes (or rent) on the home you lived in

Deadline and renewal

The 2025 Form MO-PTC is due April 15, 2026, but you can file up to three years after the due date and still get the credit.

The credit is claimed each year for the taxes or rent paid that year.

If you missed the deadline

You can file Form MO-PTC up to three years after the April 15 due date and still receive the credit. Source.

Form: Property Tax Credit Claim (MO-PTC) · open the official form

Extra breaks for seniors, veterans and disabled owners

Missouri additional homestead exemptions
Who	Program	Amount	Details
Seniors	Property Tax Credit for owners 65+	$1,100 tax credit	Owners 65+ who were Missouri residents all year can get up to $1,100 back, within the $30,000 single / $34,000 married income limits. Source
Seniors	County senior tax freeze (62+, local option)	Not in our data	Counties may adopt a credit that freezes the property tax bill of owners 62 and older at the level of their first eligible year. It applies only where the county has adopted it by ordinance or referendum. Source
Veterans	100% service-connected disabled veterans	$1,100 tax credit	Veterans who are 100% disabled from military service qualify for the credit at any age, and VA payments are left out of household income. Source
Disabled owners	100% disabled owners	$1,100 tax credit	People who are 100% disabled qualify for the same credit at any age, within the income limits. Source
Surviving spouses	Surviving spouses 60+	$1,100 tax credit	People 60 or older by December 31 who receive surviving spouse Social Security benefits can also claim the credit. Source

Law: RSMo §137.1050 (county senior credit)

Missouri county guides

County guides for Missouri are not published yet. File with: Missouri Department of Revenue (mail Form MO-PTC, or attach Form MO-PTS to your MO-1040).

Frequently asked questions

Does Missouri have a homestead exemption?

No general one. Homeowners who are 65+, 100% disabled or 60+ surviving spouses may get the Property Tax Credit of up to $1,100 instead.

I missed April 15. Can I still file?

Yes. You can file Form MO-PTC up to three years after the due date and still get your credit.

Does my county freeze taxes for seniors?

Only if your county has adopted the senior tax credit for owners 62 and older. Ask your county collector or assessor.

When is the homestead exemption deadline in Missouri?

The 2025 Form MO-PTC is due April 15, 2026, but you can file up to three years after the due date and still get the credit.

Do I have to reapply for the homestead exemption in Missouri every year?