RI · No general homestead exemption
Rhode Island homestead exemption
Rhode Island has no single statewide homestead exemption; each city or town sets its own owner-occupied, elderly, veteran and disability exemptions.
- Main exemption
- No general exemption
- Filing deadline
- March 15 (Providence)
- Own and live there by
- December 31 (Providence)
- Renewal
- Not in our data
- Where to file
- City or town tax assessor
Rhode Island has no single statewide homestead exemption; each city or town sets its own owner-occupied, elderly, veteran and disability exemptions. The state also offers an income-based property tax relief credit, set at a $600 maximum for 2022 and indexed to inflation since. In Providence, owners must own the home before December 31, live in it as their primary residence and file by March 15.
Last verified · Sources
How much the Rhode Island exemption is worth
Rhode Island has no general homestead exemption for all homeowners. The relief that does exist is described below.
Who qualifies
- Rules and amounts vary by city or town.
- In Providence, you must own the property before December 31 and use it as your primary residence.
- Exemptions end when the property is sold, the exempt person dies or moves out.
Deadline and renewal
Deadlines are set locally. Providence requires exemption applications by March 15.
Extra breaks for seniors, veterans and disabled owners
| Who | Program | Amount | Details |
|---|---|---|---|
| Seniors | Elderly exemption (local) | Not in our data | Cities and towns grant exemptions to owners 65+ under R.I. Gen. Laws §44-3-31. Providence also covers ages 62–64 receiving Social Security. Source |
| Veterans | Veterans exemption | $1,000 off assessed value | Honorably discharged wartime and Cold War veterans are exempt to $1,000 of value by state law. Many towns set higher amounts, such as Burrillville at $4,000, Cranston up to $3,000 and Lincoln up to $10,000. Source |
| Veterans | Totally disabled veteran exemption | Not in our data | Veterans the VA rates totally disabled through service-connected disability get a larger local exemption; the amount depends on the town. Source |
| Disabled owners | Disability and blind exemptions (local) | Not in our data | Owners 100% disabled under Social Security and legally blind owners can apply for local exemptions. Providence lists both. Source |
| Surviving spouses | Unmarried widow or widower of a veteran | $1,000 off assessed value | The veterans exemption also covers the property of the veteran's unmarried widow or widower. Source |
| Other | Property tax relief credit | $600 tax credit | A state credit for property tax above 3% to 6% of household income, based on income and household size. The maximum was $600 for tax years from 2022 and has been CPI-adjusted each year since 2023. Source |
Law: R.I. Gen. Laws §44-3-4; §44-33-9
Rhode Island county guides
County guides for Rhode Island are not published yet. File with: City or town tax assessor.
Frequently asked questions
Who sets homestead exemptions in Rhode Island?
Each city or town. Check with your local tax assessor for your amount and deadline.
Is there a state-level break?
Yes, an income-based property tax relief credit for taxes above a share of household income.
When do exemptions end?
When the property is sold, the exempt person dies or moves out.
Sources
- Tax Assessor Exemptions · City of Providence
- R.I. Gen. Laws §44-3-4 Veterans' exemptions · Rhode Island General Assembly
- R.I. Gen. Laws §44-33-9 Computation of credit · Rhode Island General Assembly
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