Homestead Exemption Guide
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States with no homestead exemption, and what they offer instead

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States with no homestead exemption, and what they offer instead: graphic with the headline figure

26 of the 51 state guides here have no general homestead exemption for every homeowner, including Colorado, Ohio and Virginia. Most of them still cut taxes for seniors, veterans or disabled owners, so a missing general exemption does not mean zero relief.

States without a general homestead exemption

States with no general homestead exemption
StateRelief that does exist for
Alaskaother, seniors, surviving spouses, veterans
Arizonadisabled owners, other, surviving spouses, veterans
Coloradoseniors, surviving spouses, veterans
Connecticutseniors, veterans
Delawareseniors, veterans
Kansasdisabled owners, other, seniors, surviving spouses, veterans
Kentuckydisabled owners, seniors, veterans
Massachusettsdisabled owners, seniors, surviving spouses, veterans
Missouridisabled owners, seniors, surviving spouses, veterans
Montanaother, seniors, surviving spouses, veterans
Nebraskadisabled owners, seniors, surviving spouses, veterans
Nevadadisabled owners, surviving spouses, veterans
New Hampshiredisabled owners, seniors, surviving spouses, veterans
New Jerseyseniors, surviving spouses, veterans
North Carolinadisabled owners, other, seniors, surviving spouses, veterans
Ohioother, surviving spouses, veterans
Oregonother, seniors, surviving spouses, veterans
Rhode Islanddisabled owners, other, seniors, surviving spouses, veterans
South Carolinadisabled owners, other, seniors, surviving spouses, veterans
South Dakotadisabled owners, seniors, surviving spouses, veterans
Tennesseedisabled owners, seniors, surviving spouses, veterans
Vermontother, surviving spouses, veterans
Virginiadisabled owners, seniors, surviving spouses, veterans
Washingtonother, seniors, surviving spouses, veterans
West Virginiaother, seniors, surviving spouses, veterans
Wisconsinother, surviving spouses, veterans

What to look for instead

Check the state page for credits, refunds and senior or veteran exemptions. Some states, like New Jersey and Vermont, give relief through a credit tied to income rather than an exemption. Local governments can also add their own breaks, so the county page is worth a look.

Figures come from the official sources linked on each state and county page. Rules change, so confirm with the official source before you file.